GreenSky Credit

Let’s face it. Nearly everyone goes into credit card debt at some point in their lives. Whether they want to or not, it happens. The only bad thing is that it has become a crisis in America today. The average American has over ten thousand dollars worth of credit card debt and nothing to show for it. Why? A lot of it is consumer debt meaning that they bought things that depreciated in value. These are things like jewelry, designer clothes, and plenty of other luxury things. However, I am definitely not trying to give credit a bad rep. As a matter of fact, you can actually leverage credit and use it to your advantage. In this article, I am going to be breaking down ways on how you can improve your credit card score while improving your financial condition.

  1. Get rid of all debt

If you are already deep into credit card debt, the first thing that I would recommend you do is pay off all of your debt. You can either do this with the debt snowball method, the one Dave Ramsey uses, or the debt avalanche method. The debt snowball method is when you pay off the debt that’s the smallest first. The debt avalanche method is the method where you pay off the one with the highest interest rate first. Each method works, they just differ depending on your situation.

  1. Manage what you put on credit

If you know you won’t be able to make the payment on a credit card purchase when it is due, don’t make the payment. So many people get caught up in making the minimum payment every month. This is what credit card companies want but don’t let this be you. It is not worth it in the long run

  1. Accounts

When you are running a business, be sure to keep both your business and personal accounts separate. This makes it super easier when paying off your credit cards and tacking your expenses.

If you are looking for great financing, look into GreenSky Credit. GreenSky Credit has a team full of dedicated employees willing to help you. GreenSky Credit has been in the game for years. In the end, GreenSky Credit will give you the financing you truly desire.

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